Contractors with a design liability In recent years it has become common place for contractors to incur a design liability, either by offering a design service as part of an overall building package or through a design and build contract where the design work is sub-contracted.
What do Insurers look for?
What do insurers look for? There is of course no professional body for contractors. It is for this reason that insurers have to pay careful attention to the qualifications and experience of the principals and staff. If a contractor is offering professional services then insurers will expect to see qualified staff, frequently a qualified Architect, Engineer or Surveyor. If there are no qualified staff, then insurers will want to see CV's for those involved in technical work, normally demonstrating at least five years' practical experience, maybe more depending on the services offered.
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